Episode 8

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Published on:

19th Sep 2025

Time Banking - A new Trading system for a new earth

About Niahm: mother of one, grandmother of two. Three dogs, one cat, five chickens and a beekeeper with 65,000 bees in each hive! Retired nurse who specialised in surgery, then managed dementia units and nursing homes for 21 years. The whistleblower in a notorious case of neglect and abuse in Liverpool that ITV did a documentary on. Campaigning for improvements in elderly care led me down rabbit holes and introduced me to Michael Tellinger's One Small Town initiative. I have been a keen gardener since the age of 5, grow 95% of my own fruit and veg. I teach others how to grow and preserve food now using my time-banking system. I do reiki and into plant and herb medicine. I love walking in nature, cycling, history. I'm a humanitarian and with my partner we turned our holiday in Kos into an aid mission to support thousands of Syrian refugees in September 2015, raising thousands of pounds to get them food, toiletries and shoes. This reached international headline news.

One of our older members who suffers with arthritis, recently moved house. She used the time-banking system to have her furniture moved and her new home decorated. We have the blitz team to turn people's gardens into viable spaces to grow food. Health team, education system and total support network. Most of the members have a foot in both camps using US when needed but earning money to buy materials and resources.

MerseysideandWirralandChestertimebanking@proton.me

Two points I would really like to make are:

1. They say a society can be judged on how it treats the vulnerable and elderly. Our elderly sell their homes to spend thousands staying in care homes receiving substandard care. If enough people join, we can provide 24 hours holistic care, catering for every need, without them having to leave their homes and abandon beloved pets...all for free.

2. The other is a quote by anthropologist Margaret Mead, "Never doubt that a small group of thoughtful, committed, citizens can change the world. Indeed, it is the only thing that ever has."

Together we can change this world for the better. We need to put the unity back into community. We do this by communing together, offering our skills, knowledge and experience. The model works and provides abundance for all where no one is left in need or want.

What if money wasn’t the only way to exchange value? In this powerful podcast episode, I dive into time banking—a revolutionary system where communities thrive by trading time, not cash. Imagine a world where your skills, presence, and contribution are the true currency. Let’s reimagine abundance and co-create a self-sufficient, soul-aligned economy. 💫


We win this war, not by fighting but by turning our backs on this nefarious system, without one drop of blood shed. We come together with care and empathy and support each other. Our youngest member on the Wirral is 3 years old, our oldest is 79, she will be 80 later this year. Why now? To stop the digital enslavement of all of humanity. To overcome the illusion of scarcity. To give people hope, freedom, and so they can live and not merely exist.


Dr. Jo Whitaker is an internationally recognized researcher, speaker, and visionary, pioneering work in leylines, Earth’s grid systems, and quantum reality. With expertise in biomedical sciences—including genetics, oncology, microbiology, and immunology—she bridges cutting-edge research with quantum field theory to explore consciousness and energy systems.

Her work exposes how artificial control structures have influenced human awareness while mapping the emergence of the crystalline 5D grid—a system of coherence and higher intelligence. Through her research and teachings, she provides a scientific approach to energy fields, biofields, and electromagnetic harmonization. Jo and Kelly Hindson co-founded Crystal Water Experience, conducting groundbreaking research into human biofields and developing innovative products that optimize energy balance, reduce EMF exposure, and restore vitality. Use ADMINJOKELLY10 for 10% off anything except 1-1 readings/coaching. Including our new e-learning course!

Links for captivate:

https://www.crystalwaterexperience.com/

https://www.facebook.com/profile.php?id=61562020973896

https://www.youtube.com/@drjowhitakerpt6252

https://www.facebook.com/Drjowhitaker007

https://www.youtube.com/@Crystalwaterexperience

https://www.tiktok.com/@dr.jo.whitaker.healer

https://www.instagram.com/crystalwaterexperience1

https://www.youtube.com/@Crystalwaterexperience




Disclaimer: The information shared in this video reflects personal experiences, insights, and opinions. It is provided for educational and informational purposes only and is not intended as medical advice. Always consult a qualified healthcare professional before making any changes to your health, wellness, or medical care. Neither the speakers nor Your Wellness on Tap/Crystal Water Experience are liable for any actions taken based on this content.

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About the Podcast

The Crystal Water Experience
A weekly podcast where Dr Jo Whitaker sits down with real people, real experts, and real stories to explore the topics mainstream conversations overlook — from healing and consciousness to history, science, and the human experience.
Real people. Real stories. Real conversations beyond the mainstream.

Hosted weekly by Dr Jo Whitaker, a mainstream scientist who went rogue! This podcast opens up honest, thought‑provoking discussions with guests from all walks of life. Together, we explore the subjects mainstream platforms often overlook — personal journeys, unconventional ideas, hidden histories, healing, consciousness, science, and the human experience.

Each episode brings forward voices with lived experience, expertise, curiosity, and courage. From transformative healing stories to alternative perspectives on our world, this is a space for open dialogue, genuine insight, and meaningful connection.

Jo also shares reflections from her ongoing research and teachings, offering grounded perspectives on energy, Earth systems, wellness, and the evolving nature of human awareness.

A Home for Curious Minds
This podcast is for listeners who want real conversations — not polished narratives or surface‑level takes. It’s a place for seekers, thinkers, and everyday people who feel called to explore life more deeply and question the stories we’ve been given.

About Crystal Water Experience
Founded in 2024, Crystal Water Experience is an organisation dedicated to expanding awareness around water, energy, and wellbeing. Created by Dr Jo Whitaker and Kelly Hindson, CWE hosts workshops, seminars, and events that explore the relationship between water, consciousness, and human health.

Disclaimer
The information shared in this podcast reflects personal experiences, insights, and opinions. It is intended for educational and informational purposes only and should not be considered medical advice. Always consult a qualified healthcare professional before making changes to your health or wellness practices. Neither Dr Jo Whitaker nor Crystal Water Experience are liable for actions taken based on this content.

About your host

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Dr Jo Whitaker

Dr. Jo Whitaker is a renowned and internationally acclaimed researcher, speaker, and visionary, known for her groundbreaking work on leylines, the Earth’s organic and artificial grid systems, and the quantum nature of reality. A leading authority in multilayered consciousness theory, her insights have earned her recognition across major platforms in Australia, Canada, the United States, and the United Kingdom, where she continues to awaken and inspire audiences around the world.

With a background in biomedical sciences—including genetics, oncology, microbiology, and immunology—Dr. Whitaker combines scientific rigor with deep spiritual insight. Her journey led to a pivotal realization: true healing arises from the alignment of mind, body, and spirit. By reconnecting with the original source of consciousness, she discovered the deeper meaning of life, the body's innate healing codes, and the path to restoring human DNA to its original, divine blueprint.

Dr. Whitaker has dedicated her life to uncovering how both ancient and modern controllers have manipulated the planet’s plasma-based etheric grids to influence human consciousness and suppress spiritual evolution. Her research maps the collapse of these artificial control structures and the rise of the crystalline 5D grid—a living network of unity, coherence, and higher awareness.
Through her visionary teachings, Dr. Whitaker offers a multidimensional perspective on reality, weaving together ancient wisdom, quantum field theory, and metaphysical science. Her work continues to guide humanity through this great planetary awakening—empowering individuals to transcend outdated paradigms and embody the frequency of crystalline consciousness.

Jo, along with Kelly Hindson, recently launched Crystal Water Experience, where they conduct groundbreaking research into the auric/biofields of adults and children and create products to restore the human biofield and protect it from harmful over exposure to EMF and reconnect people back to their organic divine blueprint.